Investment Strategies
Smith & Maye LP implements three core priorities: Growth, Income, and Preservation.
Each strategy is designed to maximize returns while balancing risk and sustaining wealth for our partners.
REAL ESTATE
At Smith & Maye LP, our real estate investment strategy is built on diversification, stability, and high-growth potential. We invest in mixed-use real estate, combining residential, commercial, and retail spaces to generate multiple income streams. Our portfolio includes recession-resilient assets like self-storage facilities and mobile home parks, ensuring stability during economic shifts. We also target non-cyclical investments, such as medical office buildings and Section 8 housing, for reliable, government-backed rental income. Additionally, we capitalize on hospitality and luxury residential properties, tapping into the rising demand for experiential travel and premium living.
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HOSPITALITY & EMERGING MARKETS: Resorts and high-end properties benefiting from experiential travel trends.
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MIXED-USE: Combining residential, commercial, and retail spaces to generate diverse income streams.
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SELF-STORAGE: Recession-resilient, low-cost assets with high demand during economic transitions.
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MEDICAL OFFICES/PARKS: Non-cyclical healthcare-driven assets with creditworthy tenants.
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MOBILE-HOME PARKS: Affordable housing with stable, long-term income potential.
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SECTION-8 HOUSING: Guaranteed government-subsidized rental income.​
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LAND: Strategic acquisition and management of appreciating land assets.
PRIVATE EQUITY
At Smith & Maye LP, our private equity strategy focuses on acquiring, consolidating, and scaling businesses for long-term growth. Through Leveraged Buyouts (LBOs), we acquire and expand small businesses owned by Baby Boomers, ensuring seamless transitions and value creation. Our Roll-Up strategy merges complementary businesses within the same industry and region to enhance efficiencies and market dominance. Additionally, we invest in Franchises, leveraging proven business models with scalable income streams. By combining strategic acquisitions with operational expertise, we drive sustainable growth and maximize investor returns.
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ROLL-UP: Acquiring and merging small businesses in the same industry and geographical location.
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ADD-ON: Acquiring and combining complementary small businesses to our portfolio's acquisitions.
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LEVERAGED-BUYOUTS (LBOs):​ Acquiring and scaling small businesses owned by Baby Boomers.
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DISTRESSED: Acquiring and revitalizing discounted small businesses and private assets.
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FRANCHISES: Acquiring proven business models with scalable income streams.
PRIVATE CREDIT
At Smith & Maye LP, our private credit strategy focuses on providing tailored debt solutions to small and mid-market businesses, driving both growth and income opportunities for our limited partners. Through creative financing structures and fixed-rate options, we extend up to $10,000,000 in capital via preferred bridge, term, and mezzanine loans. Our approach ensures flexible funding solutions while maintaining strong risk-adjusted returns for investors.
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SHORT-TERM DEBT: Structured with frequent repayment cycles to generate steady cash flow.
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LONG-TERM DEBT: Fixed interest rates offering predictable income and capital preservation.
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BRIDGE LOANS: Flexible, short-term financing to support business transitions and growth initiatives.
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TERM LOANS: Structured financing with defined repayment schedules to support expansion and operational stability.
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MEZZANINE LOANS: Hybrid debt-equity solutions to fuel high-growth businesses while enhancing investor returns.
Limited Partners
ULTRA-HIGH NET-WORTH INDIVIDUALS
Problem:
Traditional private equity firms often lock up capital for 7-10 years with little to no liquidity, limiting flexibility for UHNWIs who need both growth and cash flow. Additionally, excessive fees and complex structures eat into returns, making it difficult to maximize wealth preservation and generational growth.
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Solution:
We offer exclusive access to cash-flowing investments that generate passive income while compounding long-term wealth. Instead of waiting years for an exit, UHNWIs receive structured distributions, asset-backed security, and liquidity options to maintain financial agility.
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Benefit:
Smith & Maye LP provides UHNWIs with consistent cash flow, wealth preservation, and financial flexibility through exclusive, asset-backed investments. Unlike traditional private equity, our structured distributions and liquidity options ensure capital accessibility and long-term growth.
HISTORICALLY BLACK COLLEGES/UNIVERSITIES
Problem:
Historically Black Colleges and Universities (HBCUs) often face the challenge of significantly underfunded endowments compared to their traditional university counterparts, limiting their ability to grow resources and support their academic and community initiatives.
Solution:
We offer a strategy that focuses on diversification, reinvestment, and maintaining low fees to maximize the growth potential of HBCU endowments.
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Benefit:
By implementing a diversified investment approach with a focus on reinvestment and cost-effective fee structures, we help our partners enhance their endowment growth, secure long-term financial sustainability, and better support their educational mission and community impact.
INSTITUTIONAL INVESTORS
Problem:
Many private equity firms focus on growth at all costs, often taking on high-risk, leveraged buyouts (LBOs) with uncertain exit strategies. This exposes institutions to liquidity challenges, economic downturn risks, and inconsistent cash flow, making it harder to meet fiduciary obligations and deliver predictable returns.
Solution:
Our investment strategies prioritize risk-adjusted returns with institutional-grade underwriting, avoiding excessive leverage and volatile exits. Instead of speculative growth plays, we focus on cash-flowing, high-yield private credit, real estate-backed assets, and tangible alternative investments that enhance portfolio stability while outperforming traditional market returns.
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Benefit:
Our firm offers risk-adjusted returns, portfolio diversification, and capital efficiency by focusing on high-margin, cash-generating investments. With institutional-grade underwriting and low-correlation assets, we provide stable, high-yield opportunities without excessive leverage or long lock-up periods.
BORROWERS
Problem:
Borrowers often face challenges in accessing flexible financial solutions that can support the growth and expansion of their businesses.
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Solution:
We provide tailored debt solutions and mezzanine financing to meet the unique needs of borrowers seeking capital for growth.
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Benefit:
By offering flexible and customized financing options, we empower borrowers to access the capital they need to scale their businesses, manage cash flow, and seize growth opportunities, all while minimizing financial strain and optimizing long-term success.